Website Terms and Policies of Use

By using the Lending Science DM Website, you agree to be bound by the following terms and policies for use of the Lending Science DM Website. The terms and policies contain legal obligations, so please read them carefully and fully. The terms and policies may be updated from time to time by us without notice to you, so please review them periodically to be apprised of any changes. We may also make improvements or changes in the services, products and programs described on this website at any time without notice. (“We,” “us,” and “our” refer to Lending Science DM). The content of this website is for personal use only and not for commercial or other exploitation. This site may contain links (“hyperlinks”) to third-party websites. We do not control or monitor the operation or content of these websites and your use of them is at your own risk. The availability of a link to a third-party website does not mean that we endorse that website. ALL INFORMATION IS PROVIDED BY US ON AN “AS IS” BASIS ONLY. WE MAKE NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, AND HEREBY DISCLAIM ALL WARRANTIES, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, AND NONINFRINGEMENT. IN NO EVENT WILL WE BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEBSITE (OR ANY LINKED SITE), INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS OR LOSSES DUE TO BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR DATA ON YOUR COMPUTER SYSTEM, OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Privacy

We do not want to receive confidential or proprietary information from you through this website. We do not set cookies (the small website user identifier text files stored on the user’s computer by the site’s web server through the user’s browser, allowing the site operator to customize or regulate subsequent site use) or (except as stated in the next sentence) collect IP addresses. We collect e-mail addresses and other contact information (such as name, address, telephone number, and similar personal information) provided voluntarily to us by visitors to the Lending Science DM Website when and as necessary to provide additional information to such visitors. We do not share such contact information with third parties without express permission from the providing visitor. Any other information or material you send to us via this website will be deemed NON-confidential, and by sending it to us, you grant us an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit, and distribute that information or material for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted such information or materials to us unless: (a) we obtain your permission to use your name; (b) we first notify you that the information or materials you submitted will be published or otherwise used with your name on it; or (c) we are required to do so by law. If you do not want to be contacted by us, please let us know by sending us your name and address in an e-mail or letter to the address listed below.

Intellectual Property

The Lending Science DM Website contains and displays trademarks, copyrighted material, technology and processes, and other intellectual property (such as layout, design, files, images, and other content of the website) owned by us (“Lending Science DM Intellectual Property”), all of which is and shall remain our property. In addition, this website may display trade names, trademarks, logos, images, and other intellectual property of third parties (collectively, the “Third Party Intellectual Property”), all of which is and shall remain the property of such third parties. The Lending Science DM Intellectual Property and the Third Party Intellectual Property are protected by national and international intellectual property laws, conventions, and treaties. In particular (without limiting the generality of the preceding sentence), all content presented on this website, including but not limited to text, logos, button icons, and images, is protected by copyright laws. None of the content of this website may be copied, reproduced, distributed, republished, downloaded, displayed, posted, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without our prior written permission. You may not adapt, translate, modify, decompile, or disassemble in whole or in part the Lending Science DM Website or any of the Intellectual Property. Nothing contained in the Lending Science DM Website shall be construed as granting, by implication or otherwise, any license or right to use any Lending Science DM Intellectual Property or any Third Party Intellectual Property other than as necessary to access and view this website.